Who requires it
Arkansas Contractors Licensing Board
License & permit · Arkansas
Arkansas Commercial Contractors License Bond
Every Arkansas commercial contractor and commercial registered subcontractor must file a $10,000 surety bond with the Contractors Licensing Board before the license is valid. The Board’s official form implements A.C.A. § 17-25-401 et seq. and binds the licensee to pay amounts due under that chapter. This instrument is separate from the optional classification-based bond that can replace a financial statement.
Common bond amount
$10,000
Fixed required commercial compliance bond under § 17-25-401; not the optional bond-in-lieu of financial statement.
How you file
File the Board’s $10,000 commercial bond form
Renewal
Keep on file; 60-day surety cancellation notice to you and the Board
Who requires it
Applicants and licensees for Arkansas commercial contractor licenses and commercial registered subcontractor credentials administered by the Contractors Licensing Board. Residential roofing registrants use a different $15,000 bond. Ordinary residential builder licenses are not this $10,000 commercial instrument.
How much is required
The Board’s commercial bond form fixes a single $10,000 amount for covered commercial contractors and commercial registered subcontractors. The amount does not vary by commercial classification. Classification instead drives net-worth and optional bond-in-lieu amounts on a different form.
How to get and file it
Have an Arkansas-licensed resident or non-resident insurance producer or surety complete the Board’s $10,000 bond form with the company’s exact name and EIN as registered for the license, then file it with the commercial application or renewal package. Keep the bond on file for a valid license. The surety may cancel with sixty days’ written notice to you and the Board. Replace coverage before cancellation becomes effective so the license does not fall out of compliance.
Cost note
Ten thousand dollars is the required bond amount, not the premium you pay. See bond amount vs premium. Bond amount vs premium →
Requirement checklist
- Required amount
- $10,000
- Who files
- Commercial contractors and commercial registered subcontractors
- Authority
- A.C.A. § 17-25-401 et seq.; Board official form
- Executor
- Arkansas-licensed resident or non-resident producer/surety
Official sources
Frequently asked questions
Is this the same as the bond in lieu of a financial statement?
No. The $10,000 bond is the required commercial compliance surety. The bond-in-lieu of financial statement is optional, uses much larger classification faces, and only substitutes for the net-worth financial statement under § 17-25-304.
Do residential roofers use this $10,000 form?
No. Residential roofing registrants file the separate $15,000 Residential Roofing Registrant Surety Bond under § 17-25-604.
Related Arkansas bond guides
Bond in Lieu of Financial Statement
$50,000–$500,000
Arkansas commercial contractor applicants who prefer not to file the classification net-worth financial statement may instead post a surety bond under Ark. Code § 17-25-304(c). The Contractors Licensing Board’s official form sizes that optional bond at ten times the required net worth for the classification, producing faces from $50,000 for specialty work to $500,000 on several heavy and building tracks. This bond does not replace the separate required $10,000 commercial compliance surety.
Residential Roofing Contractor Bond
$15,000
Arkansas residential roofing registrants must file a $15,000 surety bond with the Contractors Licensing Board before the registration is valid. Ark. Code § 17-25-604 requires a surety of at least fifteen thousand dollars with the roofing contractor registration certificate application. The Board publishes a dedicated Residential Roofing Registrant Surety Bond form for that filing.
Motor Vehicle Dealer Bond
$25,000 / $50,000 / $100,000
Arkansas dealer bonding depends on which license you hold. The Arkansas Motor Vehicle Commission requires a $50,000 bond for new auto, truck, or RV dealers and a $25,000 bond for new motorcycle, ATV, scooter, or motor vehicle lessor licenses, each on the Commission’s approved form. Used motor vehicle dealers, wholesalers, and auto auctions licensed under Ark. Code § 23-112-607 post at least $25,000, or one $100,000 bond covering every licensed location.
Surety basics (not repeated here)
Universal surety concepts explained once—linked here instead of repeated on every state or bond page.
Apply for the Commercial Contractors License Bond
The application can open with this bond already selected. You can still go back and change selections.
Last verified 2026-08-11. This guide is based on verified educational content and official sources.
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