Who requires it
Arkansas Motor Vehicle Commission / Arkansas State Police Used Motor Vehicle Dealer Licensing
License & permit · Arkansas
Arkansas Motor Vehicle Dealer Bond
Arkansas dealer bonding depends on which license you hold. The Arkansas Motor Vehicle Commission requires a $50,000 bond for new auto, truck, or RV dealers and a $25,000 bond for new motorcycle, ATV, scooter, or motor vehicle lessor licenses, each on the Commission’s approved form. Used motor vehicle dealers, wholesalers, and auto auctions licensed under Ark. Code § 23-112-607 post at least $25,000, or one $100,000 bond covering every licensed location.
Common bond amount
$25,000 / $50,000 / $100,000
AMVC new auto/truck/RV $50,000; motorcycle/ATV/lessor/scooter $25,000; used dealers $25,000 or $100,000 multi-location.
How you file
File the Motor Vehicle Commission form or the State Police used-dealer form
Renewal
Keep in force for the license term; replace before cancellation takes effect
Who requires it
Applicants and licensees for AMVC new motor vehicle dealer and related lessor credentials, and for Arkansas State Police used motor vehicle dealer, wholesaler, or auto auction licenses under the Used Motor Vehicle Buyers Protection Act. Confirm which agency licenses your operation before ordering a bond.
How much is required
AMVC policy sets fixed amounts by product line: $50,000 for auto, truck, or RV dealerships and $25,000 for motorcycle, ATV, lessor, or scooter dealerships. Section 23-112-607 sets a minimum $25,000 used-dealer bond and expressly allows a single $100,000 multi-location bond in place of separate $25,000 instruments. Amounts do not scale with unit sales on these schedules.
How to get and file it
Identify the licensing agency and product line. Have an authorized Arkansas surety complete the AMVC-approved form or the State Police used-dealer form at the correct amount in the exact licensed name, then file the original with the matching application package. Keep the bond in force for the license term. Used-dealer statute language pays judgments from Arkansas courts for covered violations; claims cannot exceed the bond amount. Replace promptly if the surety cancels so the license does not lapse for lack of a bond.
Cost note
Twenty-five thousand, fifty thousand, or one hundred thousand dollars is the required bond amount, not the premium you pay. See bond amount vs premium. Bond amount vs premium →
Requirement checklist
- AMVC auto / truck / RV
- $50,000 on the Commission-approved form
- AMVC motorcycle / ATV / lessor / scooter
- $25,000 on the Commission-approved form
- Used dealer / wholesaler / auction
- $25,000 minimum, or $100,000 covering all locations (§ 23-112-607)
Official sources
Frequently asked questions
Can one bond cover every Arkansas used-car lot I operate?
Yes, under § 23-112-607. A multi-location used-dealer applicant may post one $100,000 bond covering all licensed locations instead of separate $25,000 bonds.
Does a new RV dealer use the same amount as a motorcycle dealer?
No. AMVC dealer procedure materials put auto, truck, and RV dealerships on the $50,000 track and motorcycle, ATV, lessor, and scooter dealerships on the $25,000 track.
Related Arkansas bond guides
Commercial Contractors License Bond
$10,000
Every Arkansas commercial contractor and commercial registered subcontractor must file a $10,000 surety bond with the Contractors Licensing Board before the license is valid. The Board’s official form implements A.C.A. § 17-25-401 et seq. and binds the licensee to pay amounts due under that chapter. This instrument is separate from the optional classification-based bond that can replace a financial statement.
Mortgage Lender Bond
$100,000 / $150,000 / $200,000
Arkansas mortgage brokers, mortgage bankers, and mortgage servicers must maintain a surety bond under the Fair Mortgage Lending Act. Rule 23 CAR § 301-408 starts applicants at $100,000 and then sets continuing faces of $100,000, $150,000, or $200,000 from prior-calendar-year Arkansas residential loan volume or servicer portfolio size. Bonds are filed electronically through NMLS with the Arkansas Securities Department.
Collection Agency Bond
$10,000 / $20,000 / $25,000
Arkansas collection agencies must post a surety bond payable to the State Board of Collection Agencies before licensure. Ark. Code § 17-24-306 authorizes a face of not less than $10,000 and not more than $50,000 for each location. Board rules and licensing forms currently set $10,000 for agencies with up to five collectors, $20,000 for six to twelve collectors, and $25,000 for thirteen or more, with a separate bond at every office.
Surety basics (not repeated here)
Universal surety concepts explained once—linked here instead of repeated on every state or bond page.
Continue with a Arkansas application
Arkansas will be preselected. Choose your bond type in the application—we confirm the correct product against your agency form before anything is issued.
Last verified 2026-08-11. This guide is based on verified educational content and official sources.
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