Who requires it
Nebraska Secretary of State — Collection Agency Licensing Board
License & permit · Nebraska
Nebraska collection agencies must furnish a surety bond before the Collection Agency Licensing Board issues a license under Neb. Rev. Stat. §45-608. The amount depends on how many licensed solicitors the agency employs: five thousand dollars for fewer than five solicitors, ten thousand dollars for five to fifteen, and fifteen thousand dollars for sixteen or more. The bond is payable to and approved by the board, filed in the office of the Secretary of State, and requires you to account to clients within forty-five days after each calendar month.
Who requires it
Nebraska Secretary of State — Collection Agency Licensing Board
Common bond amount
$5,000 / $10,000 / $15,000
By licensed solicitor count; board may require more up to $100,000 (Neb. Rev. Stat. § 45-608).
How you file
Board-approved bond filed with the Secretary of State
Renewal
Keep the bond active while licensed; increase the amount when solicitor count changes tiers
Applicants for and holders of Nebraska collection agency licenses under §§45-601 et seq. who must post the solicitor-tier bond before licensure.
Section 45-608 and 433 Neb. Admin. Code ch. 2 §012 set $5,000 for agencies with fewer than five solicitors, $10,000 for five to fifteen solicitors, and $15,000 for sixteen or more. The board may require a higher amount, but no person may be required to post more than one hundred thousand dollars.
Count licensed solicitors, select the matching amount, and have an authorized surety issue a board-approved collection-agency bond. File it with the Secretary of State as part of the Collection Agency Licensing Board application or renewal package. Keep the required amount while licensed and increase the bond if solicitor count crosses into a higher tier. Report and pay clients their net proceeds within forty-five days after each calendar month.
Five thousand, ten thousand, or fifteen thousand dollars is the required bond amount, not the premium you pay. See bond amount vs premium. Bond amount vs premium →
Count the agency’s licensed solicitors. Fewer than five use $5,000; five to fifteen use $10,000; sixteen or more use $15,000 under §45-608 and the Board’s fee-and-bond rule.
The bond requires you to follow client agreements and, within forty-five days after each calendar month, report and pay clients the net proceeds of collections from the preceding month.
$100,000
A credit services organization conducting business in Nebraska must obtain a one-hundred-thousand-dollar surety bond or establish a one-hundred-thousand-dollar surety account under Neb. Rev. Stat. §45-805. The bond protects the state and anyone harmed by a Credit Services Organization Act violation. Bond copies—or surety-account depository notices—file with the Secretary of State as part of CSO registration.
$100,000–$500,000
Nebraska money-transmission applicants and licensees must maintain a surety bond satisfactory to the director under Neb. Rev. Stat. §8-2731. The amount is the greater of one hundred thousand dollars or one hundred percent of the licensee’s average daily Nebraska money-transmission liability for the most recently completed three-month period, up to five hundred thousand dollars. The section became operative October 1, 2025.
$15,000
A Nebraska general notary commission does not authorize statewide notarial acts until a fifteen-thousand-dollar bond with an incorporated surety company has been executed, approved by, and filed in the office of the Secretary of State. Neb. Rev. Stat. §64-102 requires the bond to cover faithful performance of the office and the appointee’s oath or affirmation to be endorsed on the bond.
Universal surety concepts explained once—linked here instead of repeated on every state or bond page.
Nebraska will be preselected. Choose your bond type in the application—we confirm the correct product against your agency form before anything is issued.
Last verified 2026-08-11. This guide is based on verified educational content and official sources.
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