Montana surety bonds

Dealer bonds sit with the Department of Justice Motor Vehicle Division under Title 61 chapter 4 and must be renewed every year with a December 31 expiration. Mortgage broker, lender, and servicer bonds run through the Division of Banking and Financial Institutions on NMLS under the Montana Mortgage Act—one bond for each license type, sized by production or unpaid loan balances. Credit-counseling and debt-management companies license with the Office of Consumer Protection and file that office’s bond form. Notary commissions attach a Secretary of State bond under MCA 1-5-619. Public adjusters bond with the Commissioner of Securities and Insurance as part of adjuster licensing. Construction contractor registration under the Department of Labor and Industry is a workers’-compensation compliance credential without a general statewide license bond, and Montana does not operate a state money-transmitter license program.

What this hub does not treat as statewide license bonds

No general construction-contractor registration bond remains in current state law. Money transmission has no Montana state license or surety schedule. Third-party collection agencies and consumer-loan licensees are not required to post a statewide collection or consumer-loan surety. Debt-settlement companies register with the Office of Consumer Protection but are not under the debt-management licensing bond. Escrow-business bonding under MCA 32-7-109 is amount-by-rule; the operative administrative figure was not verified from a primary rule text for a dedicated guide here. Municipal contractor or right-of-way bonds, public-works performance and payment bonds, and court bonds stay outside this commercial-core set.