Who requires it
Missouri Department of Commerce and Insurance — Public adjusters
License & permit · Missouri
Missouri Public Adjuster Bond
Missouri public adjusters and public adjuster solicitors must file surety bonds with the Department of Commerce and Insurance as part of licensing. Section 325.020 sets a ten-thousand-dollar bond for the adjuster applicant and a separate one-thousand-dollar bond for each employee engaged as an adjuster or solicitor.
Common bond amount
$10,000 / $1,000
$10,000 for the adjuster applicant; $1,000 for each employee adjuster or solicitor.
How you file
File Form MO 375-0033 with the Department of Commerce and Insurance
Renewal
Maintain while licensed; 30-day surety cancellation notice to the director
Who requires it
Persons, partnerships, associations, or corporations seeking or holding a public adjuster or public adjuster solicitor license under Chapter 325. Employee solicitors and employee adjusters each need their own $1,000 bond in addition to the firm’s $10,000 filing when the statute’s employee-bond language applies.
How much is required
Section 325.020 establishes fixed amounts: $10,000 for the public adjuster license applicant and $1,000 for each employee engaged as a public adjuster or solicitor. Bonds are conditioned on a satisfactory accounting of funds received in settlement of losses or claims for insurance-policy holders.
How to get and file it
Complete Form MO 375-0033 (Public Adjuster Bond) with an authorized surety in the exact licensed name, and file it with the public-adjuster application or renewal materials the department requires. Use the online public-adjuster application path when available. Keep the bond in force while licensed. The surety may cancel after thirty days’ notice to the director and is then relieved of liability for breaches that occur after the cancellation effective date. Claims cannot exceed the bond amount.
Cost note
The $10,000 and $1,000 figures are the required bond amount, not the premium you pay. See bond amount vs premium. Bond amount vs premium →
Requirement checklist
- Public adjuster
- $10,000 surety bond
- Employee adjuster / solicitor
- $1,000 separate surety bond per employee
- Form
- MO 375-0033 Public Adjuster Bond
Official sources
Related resources
Frequently asked questions
Does a firm bond cover every employee solicitor?
No. Section 325.020 requires a separate $1,000 bond for each employee engaged as a public adjuster or solicitor, in addition to the $10,000 applicant bond.
Surety basics (not repeated here)
Universal surety concepts explained once—linked here instead of repeated on every state or bond page.
Continue with a Missouri application
Missouri will be preselected. Choose your bond type in the application—we confirm the correct product against your agency form before anything is issued.
Last verified 2026-08-11. This guide is based on verified educational content and official sources.
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