Who requires it
Mississippi Secretary of State — Notary Public
License & permit · Mississippi
Mississippi Notary Public Bond
Before the Secretary of State issues a Mississippi notary commission, the applicant must file a five-thousand-dollar bond or an accepted equivalent. Miss. Code §25-34-41 requires the bond to be issued by a surety or other entity licensed by the Mississippi Department of Insurance, to cover acts performed during the four-year commission, and to remain on file for the entire period the notary notarizes.
Common bond amount
$5,000
Fixed four-year bond under Miss. Code §25-34-41.
How you file
Surety bond or functional equivalent filed with Secretary of State (Form NP 002)
Renewal
Align to four-year commission; replace before surety cancellation
Who requires it
Individuals applying for a Mississippi notary public commission under the Revised Mississippi Law on Notarial Acts who must file the statutory bond with the Secretary of State.
How much is required
Section 25-34-41(4) fixes the amount at five thousand dollars. The surety or issuing entity must give thirty days’ notice to the Secretary of State before canceling and must notify the Secretary within thirty days after paying a claimant. Secretary of State rules use Form NP 002 (or a substantially conforming public-official bond form) for a four-year term matching the commission dates.
How to get and file it
Arrange a $5,000 Mississippi notary bond with a surety licensed by the Mississippi Department of Insurance. Complete the oath of office and file the bond with the Secretary of State within the application window the office publishes (rules require submission within sixty days of the application date). A commission does not become effective until both the oath and the $5,000 bond are on file. Keep a valid bond on file for the entire four-year term. Replace it before any cancellation becomes effective or you lose authority to notarize.
Cost note
Five thousand dollars is the required bond amount, not the premium you pay. See bond amount vs premium. Bond amount vs premium →
Requirement checklist
- Required amount
- $5,000
- Term
- Four years coinciding with the commission
- Surety
- Licensed by the Mississippi Department of Insurance
- Filing deadline
- Bond and oath required before the commission becomes effective; rules require timely submission after application
Official sources
Related resources
Frequently asked questions
When can I start notarizing in Mississippi?
Only after the Secretary of State has your oath and $5,000 bond on file, the commission certificate has issued, and you have obtained the required official seal or stamp. Section 25-34-41 states you may notarize only while a valid bond remains on file.
How much notice must the surety give to cancel a Mississippi notary bond?
The surety or issuing entity must give thirty days’ notice to the Secretary of State before canceling the bond.
Related Mississippi bond guides
Public Adjuster Bond
$50,000
Mississippi public adjuster applicants must show fifty thousand dollars of coverage before the Insurance Department issues a license. MID Regulation 2007-4 and 19 Miss. Code R. 1-36.05 allow either a surety bond or an errors-and-omissions policy in that amount. 2025 amendments also recognize a minimum fifty-thousand-dollar bond payable to the State or an irrevocable letter of credit kept for the duration of the license.
Debt Management Services Bond
$50,000
Mississippi debt-management service providers licensed under the Debt Management Services Act must file a fifty-thousand-dollar bond with the commissioner. Miss. Code §81-22-7 conditions the bond on performing licensed duties and on paying judgments arising from chapter violations. Cash, a certificate of deposit, or government bonds in the same amount may substitute.
Motor Vehicle Dealer Bond
$15,000 / $25,000 / $100,000
Mississippi vehicle dealers answer to two bonding tracks. The Department of Revenue licenses dealers—including wholesale-only shops—as designated agents and requires a Bond of Designated Agent of at least fifteen thousand dollars under Title 35 dealer regulations and the MDOR application packet. Separately, applicants for new motor vehicle dealer licenses with the Mississippi Motor Vehicle Commission must file a twenty-five-thousand-dollar bond under Miss. Code §63-17-75, or a one-hundred-thousand-dollar bond covering every licensed location of the same capacity.
Surety basics (not repeated here)
Universal surety concepts explained once—linked here instead of repeated on every state or bond page.
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Last verified 2026-08-11. This guide is based on verified educational content and official sources.
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