Louisiana · Surety Bond Resource Center

Louisiana surety bonds

Louisiana’s published statewide license bonds in this hub sit with two motor vehicle commissions, the Office of Financial Institutions, the Attorney General for credit repair, the Secretary of State for notaries, and the Department of Insurance for public adjusters. New and recreational products dealers licensed by the Louisiana Motor Vehicle Commission post a $20,000 surety under R.S. 32:1254; used motor vehicle dealers licensed by the Louisiana Used Motor Vehicle Commission post a continuing $50,000 bond under R.S. 32:791. Residential mortgage lenders, brokers, and originators file an OFI NMLS surety of $25,000 or $50,000 based on prior-year Louisiana residential loan volume under R.S. 6:1088. Money transmitters and sellers of checks size under R.S. 6:1037—at least $25,000 in the first year, then a renewal formula floored at $25,000 and ordinarily capped at $500,000. Credit repair services organizations keep a $100,000 surety filed with the Attorney General under R.S. 9:3573.4 even though OFI no longer licenses that activity. Non-attorney notaries must maintain a $50,000 surety or personal surety under the February 1, 2026 bond law change. Public adjusters post a $50,000 surety or letter of credit under R.S. 22:1701. Collection agencies register with the Secretary of State without a statewide surety. Title insurance producer licensing does not appear on LDI’s surety-bond requirements list. The State Licensing Board for Contractors emphasizes a $10,000 net-worth showing, with a bond or letter of credit only as a substitute when that net worth is missing—not a universal fixed contractor license bond.

Browse Louisiana bonds

Surety bond certificate and license approval illustration

Louisiana at a glance

Motor Vehicle Commission dealer: $20,000
Used Motor Vehicle Commission dealer: $50,000
Residential mortgage: $25,000 or $50,000
Money transmitter / sale of checks: $25,000–$500,000+
Credit repair services organization: $100,000
Notary public (non-attorney): $50,000
Public adjuster: $50,000

How it works in this state

How Louisiana bonding is organized

How Louisiana organizes these bonds

Louisiana splits new-vehicle and used-vehicle dealer bonding across two commissions: the Louisiana Motor Vehicle Commission for franchise and recreational products dealers on the $20,000 R.S. 32:1254 track, and the Louisiana Used Motor Vehicle Commission for used dealers on the $50,000 R.S. 32:791 track. Residential mortgage and money-transmission licensing run through the Office of Financial Institutions on NMLS, with volume and outstanding-obligation formulas setting amounts. Credit repair is an Attorney General bond obligation without a current OFI license. Notary commissions are lifelong, but the Secretary of State now requires a $50,000 surety or personal surety for non-attorney notaries, renewed on the bond’s own cycle. Public adjusters answer to the Louisiana Department of Insurance with a $50,000 surety or letter of credit before the license issues.

What this hub does not treat as statewide license bonds

Collection agencies and debt collectors register with the Secretary of State under R.S. 9:3534.1; that registration form does not require a surety bond. Title insurance producers meet LDI qualification and affidavit rules; LDI’s surety-bond requirements page does not list title producers among bond-required license types. The State Licensing Board for Contractors generally expects a $10,000 net-worth financial statement, allowing a bond or letter of credit only when that net worth is not shown—so there is no single fixed statewide contractor license amount published here. Parish and municipal contractor permits, project bid/performance/payment bonds, and court bonds remain outside this commercial-core set.

Louisiana bond directory

Find your bond requirement

These guides cover license and permit bonds with verified educational content. Your agency notice or application checklist is always the final authority.

BondAgencyCommon amountHow you file

Who sets the requirement?

Louisiana licensing agencies

Each agency below sets its own bond requirement. Open the related guide for amounts and filing steps.

Louisiana Motor Vehicle Commission

Licenses motor vehicle and recreational products dealers and receives the R.S. 32:1254 sureties for those licenses.

Open related guide →

Louisiana Used Motor Vehicle Commission

Licenses used motor vehicle dealers and receives the continuing $50,000 surety under R.S. 32:791.

Open related guide →

Louisiana Office of Financial Institutions — Residential mortgage

Licenses residential mortgage lenders, brokers, and originators through NMLS and receives R.S. 6:1088 sureties.

Open related guide →

Louisiana Office of Financial Institutions — Money transmission

Licenses money transmitters and sellers of checks under R.S. 6:1031 et seq. and receives § 6:1037 surety devices.

Open related guide →

Louisiana Attorney General — Credit repair services

Receives the $100,000 credit repair services organization surety under R.S. 9:3573.4.

Open related guide →

Louisiana Secretary of State — Notary Division

Commissions notaries and receives $50,000 company or personal surety filings for non-attorney notaries.

Open related guide →

Louisiana Department of Insurance — Public adjusters

Licenses public adjusters and requires a $50,000 surety or letter of credit under R.S. 22:1701 before issuance.

Open related guide →

Before you apply

Confirm these details from the agency notice

Bring these five items when you request a bond. For the full checklist, see how to read a bond requirement.

1
Match the correct dealer commission
New and recreational products dealers file with LMVC on the $20,000 track. Independent used dealers file with LUMVC on the $50,000 track. Using the wrong commission’s form will not satisfy licensing.
2
Confirm volume-based OFI amounts
Mortgage sureties flip from $25,000 to $50,000 at $100,000,000 of prior-year Louisiana residential volume. Money-transmitter renewals recompute from outstanding checks or annual transmission volume under R.S. 6:1037.
3
Use current notary amount and filing path
Non-attorney notaries must carry $50,000 coverage. Errors and omissions policies no longer substitute. Company sureties file with the Secretary of State; personal sureties still involve parish recording rules.

Learn more about surety bonds

Universal surety concepts explained once—linked here instead of repeated on every state or bond page.

Frequently asked questions

Do Louisiana collection agencies need a surety bond?

No statewide collection-agency surety is required under current registration law. Agencies and debt collectors file a Secretary of State registration under R.S. 9:3534.1 with a filing fee; that form does not call for a bond. Older repealed OFI collection-agency bond figures are not current law.

Is there a fixed statewide contractor license bond in Louisiana?

Not as a universal amount for every State Licensing Board for Contractors licensee. Board rules center on showing at least $10,000 net worth; a bond, letter of credit, or other acceptable security is an alternative when that net worth is not demonstrated, and the amount then relates to the shortfall. Parish or city permits can still impose separate local bonds.

Do Louisiana title insurance producers need a surety bond?

LDI’s published surety-bond requirements list does not include title insurance producers. Title producer licensing instead follows examination, residency or employment, and affidavit rules on LDI’s title qualifications pages. This hub does not publish a title-producer surety guide on that basis.

Do Louisiana attorney-notaries need the $50,000 bond?

No. Secretary of State notary filing guidance states that attorneys do not file a notary bond. The $50,000 surety or personal surety requirement applies to non-attorney notaries (including ex-officio notaries subject to the bond law).

Start your Louisiana bond application

Louisiana will be preselected in the application. Choose the bond type on the next step—we verify the current agency form before anything is issued.

Start a bond application

Last verified 2026-08-11. Official sources are retained with this guide and checked before publication.

Agents Ready to Help

Need help matching a Louisiana agency notice to the correct bond form? Our surety team can review the requirement with you.

Talk to the pro →

Licensed insurance advisor ready to help with contractor coverage