Who requires it
New Hampshire Real Estate Commission
License & permit · New Hampshire
New Hampshire Real Estate Broker Bond
New Hampshire will not issue or renew a principal or managing real estate broker license until the applicant gives the Real Estate Commission a commission-approved bond of not less than twenty-five thousand dollars. RSA 331-A:14 makes the bond payable to the state for the benefit of any person harmed and conditions it on the broker’s faithful accounting for funds entrusted in the principal or managing-broker capacity. The commission may revoke the license whenever the filed bond ceases to be in full force and effect.
Common bond amount
≥ $25,000
Not less than $25,000 on a commission-approved form for principal or managing brokers (RSA 331-A:14).
How you file
File a commission-approved bond with the Real Estate Commission
Renewal
Required for issuance and renewal; revoke if bond lapses
Who requires it
Applicants for and holders of New Hampshire principal or managing real estate broker licenses under RSA chapter 331-A.
How much is required
RSA 331-A:14 sets a floor of not less than $25,000 on a form the Real Estate Commission approves. Confirm with the commission whether any higher amount is required for your brokerage before ordering coverage.
How to get and file it
Have a surety authorized in New Hampshire complete a commission-approved broker bond for at least $25,000 in the exact name on the principal or managing-broker application, then file it with the Real Estate Commission before licensure or renewal. Keep the bond in force for every issuance and renewal of the principal or managing-broker license. Replace coverage before any gap—RSA 331-A:14 authorizes revocation when the bond is no longer in full force and effect.
Cost note
Twenty-five thousand dollars is the required bond amount, not the premium you pay. See bond amount vs premium. Bond amount vs premium →
Requirement checklist
- Minimum amount
- $25,000
- Who posts
- Principal or managing broker licensees
- Condition
- Faithful accounting for funds entrusted to the broker
Official sources
Related resources
Frequently asked questions
Do all New Hampshire real estate licensees need this bond?
RSA 331-A:14 attaches the surety to principal or managing broker licenses. Salesperson and other credential types follow different commission rules—confirm your specific license class before ordering a broker bond.
What does the broker bond cover?
The statute conditions the instrument on faithful accounting by the broker for funds entrusted in the principal or managing-broker capacity and allows aggrieved persons to sue on the bond in their own names, subject to the aggregate face limit.
Related New Hampshire bond guides
Public Adjuster Bond
≥ $20,000
Before the Insurance Commissioner issues a public adjuster license, RSA 402-D:11 requires coverage of at least twenty thousand dollars. Applicants may use a surety bond from an insurer authorized to write surety in New Hampshire or an irrevocable letter of credit from a qualified financial institution. The bond is payable to the state and specifically authorizes recovery by the commissioner for persons damaged by erroneous acts, failures to act, fraud convictions, or unfair-practice convictions in the adjuster’s capacity. Coverage may not terminate unless at least thirty days’ prior written notice reaches the commissioner and the licensee, and public-adjuster authority ends automatically if that coverage terminates or becomes impaired.
Mortgage Banker / Broker / Servicer Bond
$50,000 / $100,000 minimums
Nondepository mortgage bankers, brokers, and servicers licensed under RSA chapter 397-A must post a bond that stays in force while licensed, filed with the bank commissioner as part of the NMLS application package. RSA 397-A:5 sets the statutory floor at fifty thousand dollars for mortgage brokers and one hundred thousand dollars for mortgage bankers and mortgage servicers. Those amounts increase under conditions the commissioner sets by rule, and the statute requires coverage that reflects the dollar amount of loans originated by each mortgage loan originator the company employs or retains. Sureties must give thirty days’ written notice before cancellation or termination, and a claim on the bond triggers an immediate replacement filing.
Credit Services Organization Bond
$5,000–$25,000
Credit services organizations that want to collect money before finishing the promised services must first post a surety bond or open a trust account under RSA 359-D:3 and :8. The amount equals five percent of the fees charged buyers under contracts during the previous twelve months, but never less than five thousand dollars or more than twenty-five thousand dollars. A bond copy—or trust-account depository, trustee, and account-number notice—files with the Secretary of State. The amount resets once a year no later than the tenth day of the organization’s first fiscal-year month.
Surety basics (not repeated here)
Universal surety concepts explained once—linked here instead of repeated on every state or bond page.
Continue with a New Hampshire application
New Hampshire will be preselected. Choose your bond type in the application—we confirm the correct product against your agency form before anything is issued.
Last verified 2026-08-12. This guide is based on verified educational content and official sources.
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