Who requires it
New Hampshire Real Estate Commission
License & permit · New Hampshire
New Hampshire Real Estate Broker Bond
New Hampshire will not issue or renew a principal or managing broker license until you file a Real Estate Commission–approved bond of at least $25,000. RSA 331-A:14 protects people if the broker mishandles money entrusted to the brokerage. The commission can revoke the license if the bond lapses.
Common bond amount
≥ $25,000
Not less than $25,000 on a commission-approved form for principal or managing brokers (RSA 331-A:14).
How you file
File a commission-approved bond with the Real Estate Commission
Renewal
Required for issuance and renewal; the commission can revoke the license if it lapses
Who requires it
Applicants for and holders of New Hampshire principal or managing real estate broker licenses under RSA chapter 331-A.
How much is required
RSA 331-A:14 sets a floor of not less than $25,000 on a form the Real Estate Commission approves. Confirm with the commission whether any higher amount is required for your brokerage before ordering coverage.
How to get and file it
Have a surety authorized in New Hampshire complete a commission-approved broker bond for at least $25,000 in the exact name on the principal or managing-broker application, then file it with the Real Estate Commission before licensure or renewal. Keep the bond in force for every issuance and renewal of the principal or managing-broker license. Replace coverage before any gap—the commission can revoke the license if the bond lapses.
Cost note
Twenty-five thousand dollars is the required bond amount, not the premium you pay. See bond amount vs premium. Bond amount vs premium →
Requirement checklist
- Minimum amount
- $25,000
- Who posts
- Principal or managing broker licensees
- What it protects
- Client funds the broker holds
Official sources
Related resources
Frequently asked questions
Do all New Hampshire real estate licensees need this bond?
RSA 331-A:14 attaches the surety to principal or managing broker licenses. Salesperson and other credential types follow different commission rules—confirm your specific license class before ordering a broker bond.
What does the broker bond cover?
The bond protects people if the broker mishandles money entrusted in a principal or managing-broker role. Harmed clients can sue on the bond, up to the bond amount.
Related New Hampshire bond guides
Public Adjuster Bond
≥ $20,000
New Hampshire public adjusters must have at least $20,000 of coverage on file before the Insurance Department issues a license. RSA 402-D:11 allows either a surety bond from an authorized insurer or an irrevocable letter of credit from a qualified bank. The bond protects people harmed by the adjuster’s mistakes, fraud, or unfair practices. The surety must give at least 30 days’ notice before ending coverage. If the bond or letter of credit lapses, you may no longer act as a public adjuster.
Mortgage Banker / Broker / Servicer Bond
$50,000 / $100,000 minimums
Mortgage bankers, brokers, and servicers licensed under RSA chapter 397-A must keep a bond on file with the Banking Department through NMLS while licensed. RSA 397-A:5 sets a $50,000 minimum for brokers and a $100,000 minimum for bankers and servicers. The Banking Department can require a higher amount so coverage matches the loans originated by the company’s mortgage loan originators. The surety must give 30 days’ written notice before canceling. If a claim is filed, file a replacement right away.
Credit Services Organization Bond
$5,000–$25,000
Credit services organizations that want to collect money before finishing the promised services must first post a surety bond or open a trust account under RSA 359-D:3 and :8. The amount equals five percent of the fees charged buyers under contracts during the previous twelve months, but never less than five thousand dollars or more than twenty-five thousand dollars. A bond copy—or trust-account depository, trustee, and account-number notice—files with the Secretary of State. The amount resets once a year no later than the tenth day of the organization’s first fiscal-year month.
Surety basics (not repeated here)
Universal surety concepts explained once—linked here instead of repeated on every state or bond page.
Continue with a New Hampshire application
New Hampshire will be preselected. Choose your bond type in the application—we confirm the correct product against your agency form before anything is issued.
Last verified 2026-08-12. This guide is based on verified educational content and official sources.
Agents Ready to Help
Share your agency checklist or bond form and we will confirm the agency, amount, and filing steps before issuing.
Talk to the pro →