Who requires it
Nevada State Contractors Board (NSCB)
License & permit · Nevada
Nevada Residential Improvement Consumer Bond
Nevada’s AB 39 rules (now in NRS 624.970) cap most residential-improvement down payments at the lesser of $1,000 or 10% of the contract on owner-occupied single-family work. Filing the Board’s $100,000 Residential Improvement Bond for the Protection of Consumers—or already having license-bond relief under NRS 624.270(5)—is how contractors step outside that cap.
Common bond amount
$100,000
Fixed consumer-protection amount under NRS 624.970. Optional relative to the down-payment rule—not every residential contractor must file it.
How you file
File the NSCB Residential Improvement Bond for the Protection of Consumers
Renewal
Maintain continuously; 60-day surety cancellation notice on Board form
Who requires it
This bond is optional for most residential contractors. Use it when you want to collect a larger initial deposit than the NRS 624.970 cap allows, or when you simply prefer to post the consumer-protection form. It does not replace the ordinary NRS 624.270 license bond. If NSCB has already waived your license bond under NRS 624.270(5), the down-payment cap may not apply either—confirm your Board status before relying on that path. The form backs homeowners on residential-improvement jobs when the contractor fails to perform or violates the contract rules covered by the bond.
How much is required
NRS 624.970 establishes the $100,000 amount, and the official NSCB form requires that same figure. There is no Board-assigned range for this product the way there is for the license bond.
How to get and file it
Ask a Nevada-authorized, A-rated surety for the NSCB Residential Improvement Bond for the Protection of Consumers, using the exact name on your license. File the original with NSCB. Keep any required NRS 624.270 license bond (or Board relief) in place separately—this consumer bond only addresses the down-payment / consumer-protection path. Keep the $100,000 bond active for as long as you use it to take deposits above the statutory cap. The Board form stays in force while relied on, limits total claims to the bond amount, and allows the surety to cancel with at least 60 days’ certified-mail notice to NSCB. If coverage ends and you do not have license-bond relief, the $1,000 / 10% down-payment limit applies again.
Cost note
The $100,000 figure is the required bond amount, not the premium you pay. See bond amount vs premium. Bond amount vs premium →
Requirement checklist
- Required amount
- $100,000 fixed
- Form
- NSCB Residential Improvement Bond for the Protection of Consumers
- Purpose
- Enables initial down payments above the lesser of $1,000 or 10% of contract price (unless license-bond relief already applies)
- Relation to license bond
- Separate from the NRS 624.270 license bond
Official sources
Frequently asked questions
Must every residential contractor buy this $100,000 bond?
No. If your initial deposit stays at or under the lesser of $1,000 or 10% of the contract, you do not need this consumer bond for that rule. Post it—or rely on NRS 624.270(5) license-bond relief—only when you need to exceed that cap.
Related Nevada bond guides
Contractor License Bond
$1,000–$500,000 (Board-set)
Nevada contractor licensing usually starts with a surety bond or cash deposit filed with the Nevada State Contractors Board. NRS 624.270 establishes the bond-or-deposit requirement and a Board-set range of $1,000 to $500,000; NSCB assigns the exact amount after the license is approved.
Pool & Spa Consumer Bond
$10,000–$400,000 (Board-set)
Residential pool and spa contractors in Nevada post a second bond—on top of the ordinary license bond—under NRS 624.276. NSCB sets that consumer-protection amount anywhere from $10,000 to $400,000. NAC 624.69575 supplies the usual volume-based tiers the Board starts from.
Surety basics (not repeated here)
Universal surety concepts explained once—linked here instead of repeated on every state or bond page.
Apply for the Residential Improvement Bond
The application can open with this bond already selected. You can still go back and change selections.
Last verified 2026-08-06. This guide is based on verified educational content and official sources.
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