Who requires it
Nebraska Department of Insurance — Public adjusters
License & permit · Nebraska
Nebraska Public Adjuster Bond
Before Nebraska issues a resident or nonresident public adjuster license—and for the entire license term—the applicant must secure a surety bond of at least twenty thousand dollars under Neb. Rev. Stat. §44-9212. The bond must be executed by an insurer authorized to issue surety bonds in Nebraska. The Department of Insurance’s producer materials list a twenty-thousand-dollar surety bond as the required proof of coverage.
Common bond amount
$20,000
Minimum surety bond under Neb. Rev. Stat. § 44-9212.
How you file
Bond filed with the Department of Insurance
Renewal
Maintain for license duration; 30-day termination notice; automatic lapse if coverage fails
Who requires it
Applicants for and holders of Nebraska resident or nonresident public adjuster licenses under the Nebraska Public Adjusters Licensing Act.
How much is required
Section 44-9212 fixes a minimum amount of twenty thousand dollars. The surety may not terminate the bond unless written notice has been filed with the director and submitted to the public adjuster at least thirty days before termination. Authority to act as a public adjuster terminates automatically if the required coverage terminates or becomes impaired.
How to get and file it
Have an authorized surety complete the Department of Insurance public adjuster bond form for $20,000 and file it with the public adjuster license application. Keep the bond active for renewals and notify the director immediately if coverage becomes impaired. Keep $20,000 of coverage in force for the license duration. Replace the bond before any thirty-day termination notice expires. Automatic loss of authority follows any lapse or impairment of the required coverage.
Cost note
Twenty thousand dollars is the required bond amount, not the premium you pay. See bond amount vs premium. Bond amount vs premium →
Requirement checklist
- Required amount
- Minimum $20,000
- Surety
- Insurer authorized to issue surety bonds in Nebraska
- Cancellation
- Written notice to director and adjuster at least 30 days prior to termination
- Lapse
- Public adjuster authority terminates automatically if the required coverage fails
Official sources
Related resources
Frequently asked questions
Do nonresident Nebraska public adjusters need the $20,000 bond?
Yes. Section 44-9212 applies prior to issuance of a resident or nonresident public adjuster license and for the duration of such license.
What happens if my Nebraska public adjuster bond is canceled?
The surety must give at least thirty days’ written notice to the director and to you. If the required coverage terminates or becomes impaired, §44-9212 automatically ends your authority to act as a public adjuster until coverage is restored.
Related Nebraska bond guides
Title Insurance Escrow Agent Bond
$100,000
Every Nebraska-licensed title insurance agent—and any bona fide employee handling escrow or security deposits—must keep coverage of not less than one hundred thousand dollars under Neb. Rev. Stat. §44-19,109. The Director of Insurance accepts a surety bond, letter of credit, certificate of deposit, or deposit of cash or securities covering all of the title insurance agent’s employees. The Department’s Title Insurance Bond for Escrow Agents form uses a one-hundred-thousand-dollar amount payable to the Director.
Notary Public Bond
$15,000
A Nebraska general notary commission does not authorize statewide notarial acts until a fifteen-thousand-dollar bond with an incorporated surety company has been executed, approved by, and filed in the office of the Secretary of State. Neb. Rev. Stat. §64-102 conditions the bond on faithful performance of the office and requires the appointee’s oath or affirmation to be endorsed on the bond.
Mortgage Banker Bond
$100,000–$200,000
Nebraska mortgage banker applicants and registrants must file a one-hundred-thousand-dollar bond with the Department of Banking and Finance. After the mortgage report of condition, Neb. Rev. Stat. §45-724 requires the licensee to maintain or increase the amount to one hundred thousand, one hundred twenty-five thousand, one hundred fifty thousand, or two hundred thousand dollars based on the prior calendar year’s closed or serviced Nebraska residential mortgage loan volume. The company bond also covers mortgage loan originators who are employees or independent agents of the applicant.
Surety basics (not repeated here)
Universal surety concepts explained once—linked here instead of repeated on every state or bond page.
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Last verified 2026-08-11. This guide is based on verified educational content and official sources.
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