Indiana does not issue a statewide general-contractor license bond. Plumbing and some other trades have statewide credentials through professional boards, but those programs were not verified as carrying a statewide license bond of the kind published here; cities and counties often set their own contractor registration or permit bonds. Statewide instruments in this Resource Center come from Secretary of State programs and one Attorney General consumer-protection filing: Auto Dealer Services for the $25,000 vehicle merchandising bond; the Securities Division for collection-agency surety ($5,000 per Indiana office) and loan-broker surety ($60,000) filed through NMLS; Business Services / INBiz for the $25,000 notary surety; and the Attorney General’s Consumer Protection Division for the $25,000 credit services organization / foreclosure consultant bond under IC 24-5-15. The Department of Financial Institutions separately licenses mortgage lenders and requires surety in an amount the director sets to reflect mortgage volume—that volume-based instrument is deferred here rather than published as a fixed amount. Bid, performance, and payment bonds for individual jobs remain project instruments.
Indiana · Surety Bond Resource Center
Indiana surety bonds
Indiana’s statewide license and consumer-protection bonds sit mainly with the Secretary of State and the Attorney General. Auto Dealer Services requires a $25,000 dealer bond on State Form 53966. The Securities Division requires collection agencies to post $5,000 of electronic surety for each Indiana office through NMLS, and loan brokers to maintain a $60,000 electronic surety that covers employed managers and mortgage loan originators. Credit services organizations—including foreclosure consultants—must file a $25,000 surety (or an Attorney General–accepted irrevocable letter of credit) with the AG Consumer Protection Division under IC 24-5-15. Notaries must keep a $25,000 surety for the eight-year commission. Indiana does not run a statewide general-contractor license bond; most contractor bonding is local or project-specific. Department of Financial Institutions mortgage-lending surety is volume-based under director authority and is not published here as a fixed-amount guide.
Indiana at a glance
- Motor vehicle dealer
- $25,000
- Collection agency
- $5,000 per Indiana office
- Loan broker
- $60,000
- Credit services / foreclosure consultant
- $25,000
- Notary public
- $25,000
SOS Auto Dealer Services; State Form 53966 (R7/03-24).
Combine into one NMLS electronic bond at the main office (IC 25-11-1-3).
SOS Securities / IC 23-2.5-4-12; covers employed managers and MLOs.
IC 24-5-15-8; file with AG Consumer Protection; LOC alternative possible.
IC 33-42-12-1; typically an 8-year bond matching the commission term.
How it works in this state
How Indiana bonding is organized
Indiana bond directory
Find your bond requirement
These guides cover license and permit bonds with verified educational content. Your agency notice or application checklist is always the final authority.
- Motor Vehicle Dealer BondLicense & permitIndiana Secretary of State — Auto Dealer Services Division$25,000File State Form 53966; continuation certificates allowedKeep continuous; update via Dealer Portal; suspended during lapse
- Collection Agency BondLicense & permitIndiana Secretary of State — Securities Division$5,000 per Indiana officeFile electronically through NMLS; stays in force while licensedContinuous while licensed; Dec 31 license renewals
- Loan Broker BondLicense & permitIndiana Secretary of State — Securities Division$60,000File electronically through NMLSKeep continuous; Dec 31 license cycle; renew 30 days before expiration
- Credit Services Organization BondLicense & permitOffice of the Indiana Attorney General — Consumer Protection Division$25,000File the AG form; stays in force until cancelled with 30 days’ noticeKeep continuous while operating; replace before any cancellation effective date
- Notary Public BondLicense & permitIndiana Secretary of State — Notary / INBiz$25,000Upload the official bond with the INBiz notary applicationMaintain for full 8-year commission; replace before any lapse
Who sets the requirement?
Indiana licensing agencies
Each agency below sets its own bond requirement. Open the related guide for amounts and filing steps.
Indiana Secretary of State — Auto Dealer Services Division
Licenses vehicle dealers and receives the $25,000 State Form 53966 surety bond.
Open related guide →Indiana Secretary of State — Securities Division
Licenses collection agencies and loan brokers and receives NMLS electronic surety bonds.
Open related guide →Office of the Indiana Attorney General — Consumer Protection Division
Receives the $25,000 credit services organization / foreclosure consultant surety (or equivalent letter of credit) under IC 24-5-15.
Open related guide →Indiana Secretary of State — Notary / INBiz
Commissions notaries and reviews the required $25,000 surety uploaded with the application.
Open related guide →Before you apply
Confirm these details from the agency notice
Bring these five items when you request a bond. For the full checklist, see how to read a bond requirement.
- 1
Who requires it
Confirm whether you need Auto Dealer Services surety, a Securities Division collection-agency or loan-broker bond, an Attorney General credit services / foreclosure consultant filing, or a notary surety for INBiz.
- 2
Bond title or form
Use State Form 53966 (R7/03-24) for dealers, NMLS electronic surety for collection agencies and loan brokers, the AG Foreclosure Consultant / Credit Services Organization form (or accepted letter of credit) for CSOs, or a $25,000 Indiana-authorized notary surety certificate for upload.
- 3
Required amount
Match $25,000 dealer; collection $5,000 times each Indiana office; loan broker $60,000; credit services / foreclosure consultant $25,000; notary $25,000.
- 4
License / business identifiers
Keep the legal name identical to the dealer portal, NMLS, AG filing, or notary commission application.
- 5
Term / continuation
Dealer bonds may use continuation certificates and must not lapse. Collection and loan-broker licenses renew on the December 31 cycle with continuous NMLS surety. The AG credit services form runs indefinitely until cancelled with thirty days’ notice. Notary bonds typically cover the eight-year commission.
Learn more about surety bonds
Universal surety concepts explained once—linked here instead of repeated on every state or bond page.
Frequently asked questions
Does Indiana require a statewide general contractor bond?
No statewide general-contractor license bond appears in the verified programs published here. Cities and counties may require their own contractor or permit bonds. Project bid, performance, and payment bonds are separate.
Is the loan broker bond the same as a DFI mortgage lender bond?
No. SOS Securities licenses loan brokers and requires a fixed $60,000 electronic surety under IC 23-2.5-4-12. DFI mortgage-lending surety is a different license path with an amount the director sets based on mortgage volume; confirm the current DFI/NMLS amount for that license separately.
Do foreclosure consultants need a different bond from credit services organizations?
No. The Attorney General uses one combined Foreclosure Consultant / Credit Services Organization surety under IC 24-5-15: a $25,000 bond (or an accepted irrevocable letter of credit) filed with the Office before doing business.
How do collection agencies size the bond?
Indiana requires $5,000 of electronic surety for each office operated in the state. Combine those amounts into one NMLS bond associated with the main office.
Start your Indiana bond application
Indiana will be preselected in the application. Choose the bond type on the next step—we verify the current agency form before anything is issued.
Last verified 2026-08-10. Official sources are retained with this guide and checked before publication.
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